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Latest haul of expelled TPO agents revealed

first_imgHome » News » Latest haul of expelled TPO agents revealed previous nextRegulation & LawLatest haul of expelled TPO agents revealedTwo newly-expelled agents and four with extended bans takes 2018’s total to over 60 estate agents.Nigel Lewis14th December 201802,481 Views Six estate agencies have been expelled or had their original banning periods extended by The Property Ombudsman (TPO) this month.London agency CityWest.co.uk and Ilford company Delta Homes London (pictured, above) have been expelled for one and two years respectively, and four firms have had earlier bans extended, all for non-payment of awards.The four banned for additional periods are Oscar Jones Residential in London, Liverpool company House Sales and Rentals, Coventry firm Lawrence Property Consultants and Exeter-based Bower & Bower.This brings the number of agents kicked out of the voluntary redress scheme or who have had their bans extended after not paying awards to 62 estate agencies this year. Details of the latest include:Oscar Jones residentialThe company was originally banned in September over an unpaid £3,700 award owed to a tenant but has now been banned for an additional year. Its accounts are show as overdue at Companies House.CityWestHounslow-based CityWest, which appears to be based at a residential address, was first expelled in November 2015 over a disputed £2,500 deposit that the agent said was a fee. The company has now expelled again over an unpaid award. Its website is no longer live.Lawrence Property ConsultantsThe Coventry company has been expelled for two years from TPO. Its listing on Companies house reveals that it has not filed accounts for at least a year.Bower & BowerThe Devon agent was originally expelled in June for two years after landlords complained to TPO about rents and deposits not being passed on to them. After not paying the award, the company has now been expelled for a further two years. Its latest accounts are showing as overdue.Companies expelled from TPO cannot operate legally; membership of a redress scheme is a statutory requirement and they can be fined up to £5,000 for non-compliance. Oscar Jones residential Lawrence Property Consultants bower & Bower CityWest The Property Ombudaman TPO December 14, 2018Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021last_img read more

Help Fill Holiday Buckets for Students at Risk

first_imgJASM Consulting and Johnson’s Popcorn are teaming up and asking others to help make the holidays happier for 127 girls and 138 boys.Johnson’s Popcorn has donated almost 300 buckets for the cause.The International Academy of Atlantic City Charter School (IAAC) has about 365 students between kindergarten and third grade. IAAC was built to be a beacon for urban education. Many of these students, while being at risk, come to school every day ready to learn and achieve, and excel in doing so.Seeing as these children do not have a lot, JASM Consulting and Johnson’s Popcorn are asking for others to pitch in by:Requesting delivery of an empty Johnson’s Popcorn bucket (call 609-840-6173 or email [email protected]) or by picking up a bucket: at Johnson’s Popcorn (14th Street and Boardwalk) or at JASM (701 West Avenue).Filling the bucket with age-appropriate clothing (socks, scarfs, sweaters, hats, gloves, shirts etc.), school supplies, food store gift cards, toys (cards, games, stuffed animals), food (nothing with peanuts).Or placing any amount of money inside of your bucket (if it’s easier for you).The buckets should be filled with things that would fun to receive in a stocking or as a present.Dropping off buckets to JASM Consulting or Johnson’s Popcorn (14th Street location) by Dec. 18. If you need JASM or Johnson’s to pick up your bucket, please allow a few days’ notice.These students are pushed every single day to be at the best level (behavior, attendance, academics etc.) that they can be. IAAC closes the gap for students who would most likely be left behind and gives them the opportunity to reach university level schooling.“We are thrilled to reach out beyond our borders and help children who are trying to help themselves,” JASM Consulting owner Aimee Schultz said. “We hope that we can share the joy that we feel here in Ocean City with children that truly need our assistance.”— News release from Johnson’s Popcorn and JASM Consultinglast_img read more

OCTC To Welcome Home Broadway Star of Dear Evan Hansen back to Ocean City…

first_imgBroadway star Michael Lee Brown to return “home” and give back to local students. The Greater Ocean City Theatre Company will host a Master Class for students in 7th – 12th grades on Monday, October 23. The class will be held at  Ocean City Theatre Company’s Rehearsal Studio, 1501 West Avenue, Ocean City, NJ.Michael Lee Brown of Broadway’s DEAR EVAN HANSEN will be on hand to lead this class. Area students will have a very special opportunity to word directly with this talented performer. Michael Lee Brown got his start with the Ocean City Theatre Company when he was just a young kid experiencing theatre camp in the summer! Now after a successful college experience and Regional Theatre career he is thrilled to be making his Broadway debut as Evan Hansen during the matinee performances of this Tony Award winning Broadway hit. He also covers the roles of Connor and Jared that makes him a truly versatile performer.The class will feature movement from Dear Evan Hansen, audition technique, scene work, Q&A about his Broadway experience and more!There is limited space so participants are encouraged to register in advance. The registration fee is $20 in advance and $25 the day of. Register online at oceancitytheatrecompany.com OR mail your check made payable to OCTC to OCTC, 1501 West Avenue, Ocean City, NJ.last_img read more

Press release: FCO Minister to visit Singapore, Hong Kong and Vietnam

first_imgFurther information The UK has a strong and enduring relationship with South East Asia, with many shared interests, such as advancing our prosperity, security and mutual values. I am looking forward to my meetings with ministers, business leaders and young people to strengthen our partnership even further. As my visit coincides with Armistice Day, it will be an honour to lay a wreath at the Cenotaph in Hong Kong as we remember those who paid the ultimate sacrifice on the anniversary of the end of the First World War. For journalists Follow the Foreign Office on Instagram, YouTube and LinkedIn Media enquiries Follow the Foreign Office on Twitter @foreignoffice and Facebook Follow Foreign Office Minister Mark Field @MarkFieldUK FCO Minister for Asia and the Pacific Mark Field has arrived in Singapore today (7 November), to take part in a SIIA-Chatham House Dialogue on the UK’s future relations with ASEAN. He will also attend a roundtable with business leaders and meet Foreign Minister Balakrishnan.The Minister will then travel to Hong Kong where he will meet ministers to discuss a range of issues including trade and security, and meet with members of the British business community. In Vietnam’s capital, Hanoi, Mr Field will attend the ‘Inspire Me’ festival, celebrating 45 years of diplomatic relations between the UK and Vietnam, and showcasing British business, education, science and culture. The Minister will also attend a Remembrance service in Vietnam.On Sunday 11 November, Minister Field will join staff from the British Consulate-General Hong Kong to lay a wreath at the Cenotaph in Hong Kong for Armistice Day, which this year also marks the centenary of the end of the First World War.Speaking on arrival in Singapore Minister for Asia and the Pacific Mark Field said: Email [email protected]last_img read more

New views of the cosmos

first_imgThough it won’t be completed until 2013, the Atacama Large Millimeter/submillimeter Array (ALMA), a radio telescope observatory under construction in northern Chile, is already the most powerful and complex such facility ever built, and four astronomers from the Harvard-Smithsonian Center for Astrophysics (CfA) are among the first in line to use it.David Wilner and Sean M. Andrews, both lecturers on astronomy, and Harvard College Observatory associates Chunhua Qi and Arielle Moullet were selected from nearly 1,000 researchers worldwide who were competing to use the observatory. Their plans for their time on the telescope range from searching the dust cloud surrounding nearby stars for hints at how planets are formed, to conducting the most in-depth analysis yet of the volcanic activity on Jupiter’s innermost moon.“It’s very exciting,” Wilner said of being among the first to use ALMA. “I really can’t express how fortunate I feel to be able to use this kind of facility. All we are doing is pursuing knowledge, and it’s a privilege to be able to do that. It’s amazing.”When completed, ALMA will easily be the largest observatory of its kind on the globe. Current plans call for the installation of 66 antennas — 54 with 12-meter diameter dishes and 12 smaller, 7-meter dishes — which can be arranged up to 10 miles apart. For the first round of research, however, astronomers will only use 16 of the array’s antennas. Despite being less than a quarter of ALMA’s planned size, the facility will still be the most powerful radio observatory.Wilner, Andrews, and Qi plan to use the observatory to examine clouds of gas and dust that surround nearby stars.Wilner’s work will focus on a narrow portion of the dust belt that surrounds AU Microscopii, a star 33 light-years away, and how the dust is replenished. Studies suggest the dust is the product of collisions between larger bodies — some possibly as large as planets — that are too dim to be seen with other instruments. By studying the dust, Wilner hopes to uncover evidence of those larger bodies.“The theory is that there are larger bodies that we can’t see, which range up to even the size of planets, and as they collide they produce dust,” Wilner said. “So we can use the dust we can see as a tracer of those larger bodies.”Andrews is hoping to spot the telltale signs of how planets are formed by comparing images of the gas and dust around a pair of stars called V4046 Sgr. Current theory of planetary formation posits that, as dust grains orbit a star, they collide and begin to stick together, growing into larger bodies. Those larger bodies then drift inward, closer to the stars they orbit. The expectation is that observations made at ALMA will show that the dust disk is more compact than previously believed, suggesting that larger particles are concentrated closer to the stars.“It is extremely exciting to use a revolutionary instrument like ALMA at this first opportunity for science observations,” Andrews said. “I have very high expectations that in the coming years ALMA will fundamentally advance our study of the disks around young stars and their many complex roles in the process of planet formation.”Qi’s work with ALMA will focus on the gas in the proto-planetary disk surrounding the star TW Hydrae, particularly the molecular gas near the disk mid-plane, where the bulk of the disk mass is located. Studying the gas in the mid-plane of such disks is complicated by the fact that most telescopes are limited by lacking probes to this extreme low temperature and high density area.By taking advantage of ALMA’s unprecedented power and sensitivity to search for signs of specific hydrogen isotopes, Qi hopes to shed new light on the gas kinematics and ionization in the mid-plane of the disks.“No other telescopes can achieve comparable sensitivity and resolution,” he said. “I can’t imagine how many hidden secrets can be revealed once ALMA unfolds its full, enormous observational potential. I am thrilled to be among the first to use the ALMA Observatory.”Of the four projects, only Moullet’s is not focused on the gas and dust surrounding stars. Instead, her project would train ALMA’s antennas on Io, the innermost moon of Jupiter, to  better understand aspects of its atmosphere.While astronomers know Io’s thin atmosphere is largely composed of sulfur dioxide, Moullet hopes to identify where and how the atmospheric sulfur monoxide and sulfur dioxide are replenished, and whether other gases, such as silicon monoxide, carbon monoxide or even gaseous table salt, are present in the atmosphere. Identifying those other gases, she said, is particularly important as a way to characterize the volcanic activity on Io as being silicate- or sulfur-based. Other observations will make the most accurate measurement to date of the wind speeds in the moon’s thin atmosphere.Wilner predicted that the level of excitement — and the pace of discovery — will only increase as ALMA comes closer to its ultimate site.“It’s taken a long time for ALMA to reach this point,” Wilner said. “It’s a scale that we’re not used to in radio astronomy. … Its power is one or two orders of magnitude greater than what exists today.”last_img read more

Protecting Your Business From A Destructive Cyber Attack

first_img“I don’t know who you are. I don’t know what you want. If you are looking for ransom, I can tell you I don’t have money. But what I do have is a very particular set of skills, skills I have acquired over a very long career. Skills that make me a nightmare for people like you.” Fine words from Bryan Mills in Taken. Of course, for Bryan, it’s his daughter who is being ransomed. But, in the 21st Century, it’s increasingly data that’s being taken captive, with hackers gaining access to corporate networks and threatening to delete business-critical information unless their demands for money are met.According to the EMC Global Data Protection Index 2016, more than a quarter of global businesses have lost data in the last year as a result of an external security breach and the average cost of lost data in that time was $914k. Ransomware is a growing threat, and businesses need to rapidly acquire the ‘very particular set of skills’ they need to protect themselves.The hackers casebook Taken, of course, was famously a EuropaCorp production, but its rivals at Sony are, perhaps, more familiar with the impact of data breaches. The notorious hacking of Sony in 2014 returned the media company to the working practices of the 80s, forcing employees to communicate through faxes and post-it notes. The 7,000 employees who were paid with paper checks weren’t too thrilled either.But it could have been worse…Code Spaces, a cloud hosting provider and development platform, faced a devastating security breach that happened over a span of 12 hours in an attempt by hackers to extort money from it. The company was ultimately forced to shut down operations indefinitely after the hacker deleted customer data, including most of the company’s backups. Paying the ransom, huge as it might have been, would have probably had less impact on the company – but is that a viable strategy for businesses?Some valuable data According to the Verizon Data Breach Investigation Reports from 2015 and 2016 we know that:6 minutes is all it takes for attackers to compromise an organization, 60% of the timeLess than 25% of breaches are discovered in a matter of days$1,258,670 is the average cost of 1M breached recordsOf the 174 million stolen records it tracked in 2011, Hacktivists groups took 100 million. A very particular set of skills So what is ‘the very particular set of skills’ that businesses need to protect themselves? The key to surviving a ransomware attack is to ensure that there is a copy of your data that remains beyond the reach of attackers. But that’s easier said than done. Protection data, even if offsite, is, by necessity, network connected. So, even with best practices for backup in place, when businesses come to restore their data, they’ll find that hackers have destroyed that too. What businesses really need, is a virtual panic room for their business-critical data where a copy can be secured and made inaccessible from the network.Isolated Recovery Solutions Isolated Recovery Solutions, like the ones offered by EMC, lock hackers out from the most critical data sets by putting an ‘air gap’ between the storage that holds the protection copy and the rest of the network. They also ensure a rapid path to business recovery when needed. Good Isolated Recovery Solutions should feature four key elements:Planning and Design – companies need to determine which business-critical systems to protect and how to protect them.Isolation – an isolated and protected environment within the customer data center is recommended. Measures such as locking down systems and ‘air gapping’ limit exposure to authorized individuals.Validation – trusted copies can be created at the isolated target site to provide restore points for business-critical systems. Validation tools and methods are applied to ensure the incoming copies have not been compromised.Recovery and Remediation – restore / recovery procedures to bring their business-critical systems back on track.The world of cyber crime is evolving rapidly, and businesses need to respond quickly and resolutely if they don’t want their data to be ‘taken’. Isolated Recovery Solutions give organizations a refuge for their data, enabling them to bounce back quickly in the event that their networks are compromised. To find out how EMC can help deliver Isolated Recovery Solutions, visit our microsite – or, to see more of Liam Neeson’s ‘particular skills’ in action, head over to Netflix.last_img read more

University, athletic department to hold Juneteenth rally, walk

first_imgNotre Dame, along with the University athletic department and the football program, announced in an email Thursday that a Juneteenth celebration with a rally and walk for unity across campus will take place Friday.The event will take place at 12:30 p.m. at the Irish Green, between the DeBartolo Performing Arts Center and Angela Boulevard.“This event will serve as a symbol of the next step in leading the Notre Dame community to its best version of itself and to celebrate the Black Lives Matter movement by keeping it at the forefront of our conversations and committing to learning how it is impacting our world,” the email said.Defensive lineman Myron Tagovailoa-Amosa will open the ceremony with a prayer followed by remarks from defensive lineman Daelin Hayes, offensive lineman Max Siegel and head football coach Brian Kelly.Participants are encouraged to wear black shirts and join in a walk for unity across the campus. Additionally, attendees are expected to wear face coverings during the event while also maintaining social and physical distancing.Tags: Athletic Department, Black lives matter, Juneteenth, Notre Dame footballlast_img read more

Family Law Section makes rules recommendations

first_img Family Law Section makes rules recommendations Senior EditorA proposed rule that would allow family law lawyers to take liens on homes in divorces and charge a contingency fee in limited cases has been approved by the Family Law Section and forwarded to the Bar for review.The section completed work on its recommendations for Rule Regulating The Florida Bar 4-1.18 at its September session during the Bar’s General Meeting.The section has spent about a year reviewing the rule after the Board of Governor’s Disciplinary Procedure Committee proposed changes to the rule. The DPC sought to clarify what it considered the intent of the rule to ban lawyers from taking a lien on a family home when handling a divorce.The DPC was concerned such an action would constitute the lawyer acquiring an interest in the action, which is prohibited by Bar rules, and might be a conflict of interest because the lawyer would have an interest in the couple not reconciling.But the Family Law Section Executive Council protested the change. Some members said taking a lien on a home had been done for years and was the only way some spouses could afford a lawyer. Led by immediate past Chair Norman Levin, the section requested time to study the issue.A special section committee then came up with the proposed changes, including on contingency fees. Levin and other executive council members have argued contingency fees should be allowed in some cases as an access issues, because that is the only way clients can get the legal representation they need.The proposed rule defines what matters relate to family law matters, and specifies an attorney may enter into a nonrefundable retainer agreement, but must specify what, if any, services and costs will be covered by the retainer. Subsection (c) allows an attorney to take a lien or promissory note on personal or real property, provided the attorney may not foreclose on a residential lien while one of the couple is the title-holder and living at the house with one or more of the couple’s minor children. The attorney may, however, enforce the lien if another party is foreclosing on the property.The last section specifies that attorneys may not charge a contingency fee based on obtaining a divorce, securing custody or visitation provisions, or the amount of alimony or child support awarded. But attorneys would have the right to charge a contingency fee for other types of services, providing the client is informed of the right to have an hourly rate, has the opportunity to seek independent legal advice on the fee arrangement, and the client gets a statement of client rights and other provisions of Rule 4-1.5(f) are followed.In a letter to the DPC, section Chair Caroline K. Black said the contingency fee section was based on recommendations from the American Academy of Matrimonial Lawyers in its new Bounds of Advocacy. She also forwarded the academy’s recommended comment to the contingency fee provision: “The goal of this provision continues an absolute prohibition of fees contingent upon securing a dissolution or specified amount of alimony and child support and makes clear that the prohibition includes custody or visitation proceedings. In other matters relating to a dissolution, however, the policy basis for the prohibition does not apply.Therefore, this goal provides that an attorney should be able to enter into a contingent or percentage fee agreement with an informed client who has reason to believe that such an arrangement is in the client’s best interest.”Black noted in her letter that the growth of pro se litigation in family law cases has caused many problems, including inequitable results, that could be improved if more attorneys were involved. That’s something, she said, that could be brought about by the careful use of contingency fees.“A percentage fee arrangement might be preferable to an hourly rate for some dissolution clients. For example, although courts may have the power to compel the spouse with the greater assets to pay attorney’s fees, they often do not do so. Therefore, if the client is unlikely to pay the attorney’s fees unless the client receives a substantial award, the client’s ability to obtain quality legal representation may be dependent upon the availability of a contingent fee agreement,” Black wrote.“In addition, the amount of effort involved in a difficult case may result in an hourly fee that the client can only afford if he or she won. And yet, it is in just such a case that the client would need an experienced attorney who would be unlikely to undertake a risky case, solely on the basis of the attorney’s hourly rate.”Black said that Levin will be presenting the section’s recommendations to the DPC at its October 24 meeting. The issue is not scheduled to go to the Board of Governors when it meets the following day, although the DPC may report on its deliberations. Family Law Section makes rules recommendations November 1, 2002 Gary Blankenship Senior Editor Regular Newslast_img read more

Safe use of ATMs amid COVID-19 concerns

first_imgAs credit union branches closed in response to the COVID-19 health crisis in March and April, members’ primary interaction with credit unions was occurring either via the drive-thru or the ATM.“People felt safe using an ATM because there was no physical contact with a teller and they were able to maintain social distancing,” says Terry Pierce, director of ATM product management at CUES Supplier member CO-OP Financial Services, Rancho Cucamonga, California.Pierce notes that consumers still expressed concerns about interacting with the ATM screen and PIN pad. To alleviate those fears, CO-OP recommends that financial institutions take a proactive approach to disinfecting the surfaces of their ATMs. “They can either undertake this task with their own staff members or outsource it to a third-party vendors,” she says.Consumers, meanwhile, can do their part by following CDC guidelines—use disinfect wipes when interacting with the machine, avoid touching your face and wash your hands when you return home. “There’s an onus and responsibility on both parties, the consumer and the provider, to ensure that ATMs can be used safely,” Pierce says. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

We’ll Get There – The New York Times

first_imgI do not expect this to happen. The realistic takeaway from all this math? Right now, it is going to be much easier for Mr. Biden to win than Mr. Trump. I suspect that tonight you just want to know what every American wants to know: Who is going to win this thing?With Wisconsin and Michigan moving into Joe Biden’s column this afternoon, the road to 270 electoral votes is getting narrower for President Trump.As of 8:45 p.m. Eastern time, Mr. Biden had 253 electoral voters, while President Trump had 214. Seventy-one remained on the map. Three of those are in Alaska, which are likely to go to Mr. Trump. For the sake of the scenarios we’re about to lay out, let’s just assume Alaska falls in his column.That leaves five states up for grabs: Nevada, Arizona, Georgia, North Carolina and Pennsylvania.For Mr. Trump, there is no getting around a simple mathematical fact: To win, he must nab Pennsylvania. But that state alone isn’t enough. To reach 270, Mr. Trump must pick up Georgia and two additional states.So a Trump win looks something like this: Pa. + Ga. + two of Ariz., Nev. & N.C.For Mr. Biden, the math is much easier. He needs 17 more electoral votes. So, if he wins Pennsylvania, the race is over. He can also reach 270 by winning two of the other four states.A Biden win looks like one of these scenarios: Just Pa. OR two of Ariz, Nev., N.C. & Ga.Now, there’s one other possibility. Frankly, I hesitate to even mention it because it’s very unlikely but also very likely to make you reach for another glass of wine.Let’s call it the OMG scenario. If Mr. Trump wins Pennsylvania, Nevada, Arizona and North Carolina and Mr. Biden takes Georgia … we have a tie.Yes, a tie. 269 to 269. Our founders in all their infinite wisdom created a system that wound up with an even number of total electoral votes. Yay! – Advertisement – – Advertisement – Remember when I told you to exhale? I think that was yesterday, though time has folded into an electoral map.Well, are you still breathing? Good.It’s been a rough day. We’ve laughed, we’ve cried, we’ve panic-refreshed our screens and we’ve eaten a whole lot of gummy worms. (Wait, is that just me?) … SeriouslyI mean, uh, the election?Thanks for reading. On Politics is your guide to the political news cycle, delivering clarity from the chaos.On Politics is also available as a newsletter. Sign up here to get it delivered to your inbox.Is there anything you think we’re missing? Anything you want to see more of? We’d love to hear from you. Email us at [email protected] But, just for a minute, let’s look at the situation in a slightly different way: Democracy is messy, but so far it seems to be working.At least 159.8 million Americans cast ballots, according to a projection by NBC News, which would amount to the highest turnout rate since 1900. Votes are being counted. Carefully. And we may know who our next president is within days, if not earlier.Like I said, take a breath.- Advertisement – – Advertisement – We want to hear from our readers. Have a question? We’ll try to answer it. Have a comment? We’re all ears. Email us at [email protected] have a lot to offerDo you want to know Senate results? House results? Presidential vote counting?We are here for all your election needs, with maps, analysis and a steady stream of breaking news updates. And that’s not all! We’re tracking misinformation. Visually documenting how Americans are processing the uncertainty. There’s even a flow chart of all the ways either candidate can win the White House. Come join the (sleepless!) party at nytimes.com.And remember: Your subscription supports all the work we do. If you haven’t already, I sure hope you will think about subscribing today. Hi. Welcome to On Politics, your guide to the day in national politics. I’m Lisa Lerer, your host.Sign up here to get On Politics in your inbox every weekday.last_img read more