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Vermont to host world’s largest captive insurance conference, August 9

first_imgCaptive insurance professionals from throughout the United States and around the world will gather in Burlington, Vermont next week for the world’s largest captive insurance conference, August 9-11, 2011 at the Sheraton Hotel and Conference Center and the University of Vermont’s Davis Center. The event is the 26th Annual Conference hosted by the Vermont Captive Insurance Association.Though more than half of the US states now have captive insurance laws on their books, Vermont continues to be the premier domicile in the United States and the third largest in the world. Captive insurance is a specialized form of self-insurance. Among the close to 600 active captive insurance companies in Vermont, the State’s roster of captive insurance companies includes 42 of the Fortune 100 and 18 of the 30 companies that comprise the Dow Jones Industrial Average. Vermont has established a wide range of captive programs; from hospital groups forming captives for their professional medical liabilities, to small and mid-cap companies seeking coverage as well. The industry is also responsible for more than 1400 jobs (direct and indirect) for Vermonters.The conference, entitled “The DNA of Captive Insurance” will feature leading experts in the captive insurance world whose discussions will span from the most basic to the most complex trends and innovations in the captive insurance arena. According to VCIA President Rich Smith, “The world of captive insurance continues to expand as risk managers are seeking better ways to control their long-term risk management. As our conference theme implies, the VCIA event will offer opportunities for exploration, learning and discovery of all things captive. The knowledge of the expert panelists assembled for VCIA’s upcoming conference is without parallel. This is a “don’t miss” event for the serious captive insurance professional.”Known for its high quality and substantive contributions to the professional development of those who attend, the VCIA Annual Conference will draw over 1100 attendees. The press who will be writing or broadcasting information about the VCIA Annual Conference are invited to attend conference seminars as well as a scheduled press conference from 5:00 – 5:30 pm on August 9th in the Carleton Board Room at the Sheraton.2011 Conference Highlights: The captive industry’s largest captive education and networking eventExhibitors from all industry sectorsVermont Governor Peter Shumlin will address conference attendees on Wednesday, August 10th at 10am in the Emerald Ballroom at the Sheraton18 top quality seminars and roundtables for every level of industry experience; CPE / CLE credits available50 expert panelistsTwo keynote speakers: Kevin Carroll, author, entertainer and agent for social change; and Dr. Robert Hartwig, President of Insurance Information Institute and Chief Economistlast_img read more

Is your credit union ready for what’s next?

first_imgEvery credit union is becoming more and more aware of the need to have access to an infrastructure capable of answering the demand for communicating with members electronically. However, simply offering online options or the ability to embed a PDF of a statement into an email does not constitute a digital customer communications strategy. Mobile capabilities have changed this landscape and drives expectations for instant access to all services, not just account transactions, all of which results in moving the member experience from a transaction-centric focus to a value-added focus.Today’s members no longer have a preference for multichannel interaction with their credit union; it is an expectation. For example, millennial members are very digitally focused so, to attract and retain this growing group, a credit union must go beyond the expectation for multichannel. These members are beginning to demand an omnichannel experience—one allowing them to begin a transaction on their smartphone and pick up the interaction later on their computer.In order to meet the growing trend toward omnichannel communications, it is important to create an infrastructure that leverages data, design, content, rules and processes across the different steps of the member journey. If you put in some extra effort and investment now, you will be the kind of partner tomorrow’s members will seek—which will make you even more competitive today.A critical success factor needed to make omnichannel communications a reality for your members (and profitable for you) is having the ability to create flexible content automatically converted on demand to match the requirements of the delivery channel, because what looks great on a direct mail piece also needs to look great on a smartphone screen. Having access to technology which automates the process saves time, eliminates human error and provides a unified, relevant communication experience for your members.Many communications solutions on the market today offer the capability to create business communications visually identical in terms of layout, color and graphics, no matter what delivery channel is used. When your members specify how they want to receive information, you need an infrastructure able to reach them wherever they may be and speaks to them with messages geared to their particular interests.Predictably, how member communications are disseminated will continue to evolve. One of the newest innovations in the evolution of customer communications is something called dynamic communications, an alternative to static PDFs. We have talked about dynamic communications in previous columns. They are interactive statements, allowing your members to have even more control of the information they want to receive. For example, if a statement includes a bar chart or pie chart, the customer can click on the chart to drill down for details, such as the dates of various transactions or specific terms of their account. Additionally, your members can re-sort the information as they wish, such as by topic rather than by date.The steady development and expansion of both hardware and software over the last two decades has entirely changed the look and the function of virtually every type of communication. These innovations have brought about—and continue to bring about—a revolution in the management of customer communications. The good news is new ways of doing things give credit unions the flexible, effective tools they need to speak to a new breed of customers—and retain them—by providing the kind of omnichannel experience they expect today. 53SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Clay McNaught Clay McNaught is Vice President at GMC Software Technology, North America. With an impressive history of experience in document management, customer communication management and business intelligence, McNaught offers extensive knowledge … Web: www.gmc.net Detailslast_img read more

Levels of consciousness in the boardroom: From complacent to framing

first_imgMy work with boards is stimulating and invigorating because of the variety of thinking patterns, perspectives, and energetic engagement. Each person is there to contribute in a way he or she believes is important to adding value. Sometimes, there are boards with one or two verbally expressive board members carrying the dialogue. Other times, each board member is highly engaged in strategic dialogue with a robust exchange across the table. Once in awhile, there are multiple mindsets and consciousness levels that produce at least seven varieties of simultaneous conversation. When multiple conversation types are happening, it takes some effort to find the discussion thread and the desired outcome or result. One way the thread is found is to help people in the room determine their mindset—or perspective—regarding the conversation. What often happens is people behave in their own familiar embodied way and, many times, they do not realize that they may be moving too fast or shutting down strategic dialogue with too many detailed questions.I like to read, study theories, observe, and apply new supporting practices. Recently, the following framework is helping board members create awareness of their own perspective in—or not in—alignment with other board members. Which of the following consciousness levels is embodied in your boardroom conversations? Are there multiple levels in your boardroom? Which are the most prevalent? Which support your board in performing the highest?1. Complacent: What will be, will be. This perspective can look like partial or total inertia, as in napping while awake. We wake for socializing and connecting, and once in a while, we add immaterial comments such as “good idea,” “sounds good,” or “yes.”2. Social Loafing: This perspective lets others carry the conversation and makes decisions; they do it so well that we don’t need to add value. Our engagement and conversation style is mainly silent watching.3. Oversight/Micro Detail: This is deliberate or unconscious directing and micro checking. It is just our nature to be in charge. Oversight is needed at certain times, so be intentional in an oversight conversation, such as managing a breakdown that causes enterprise risk versus governance misuse.4. Questions/Inquiry/Curiosity: This perspective includes managing assumptions, fact- and data-checking, validating, or just showing curiosity that can take the conversation down a rabbit hole. The insatiable board member will often say, “I have just one more question,” about a budget or expense line item.5. Action Planning: In this perspective, people take an idea into action steps that may or may not align with the overall strategic vision, available resources, and other already approved initiatives.6. Strategic: Participants decide what business they are in and whom they serve in what way that aligns with their vision and mission.7. Framing: This is when participants ask the question beyond the first question, followed by a question beyond that question, just like a Babushka Doll, to get to the highest order question that needs dialogue. Contextualizing the issue, challenge, or opportunity for creative dialogue and moving the conversation to a higher consciousness level is where innovation is sparked and new possibilities emerge.Action Research in the BoardroomMany boards either aspire to or are moving toward a continual practice of higher-level performance. Start with a baseline that surfaces the embodied consciousness level in your boardroom. Assign one or two people to be observers and note the statements made, questions asked, and actions during meetings. Break down the statements into one of the above seven categories. Note that complacency and social loafing are forms of actions, and any word spoken is an action through speech. Some actions (or spoken words) produce compelling outcomes while others entrench or stagnate the progress. Your observers can be trained staff or external resources with objectivity and discernment. Another option is to record your meeting and send it via media file to a trained resource that listens and categorizes the consciousness and conversation. The observer does not need to know who is speaking; he or she just listens, observes, and categories.Why does observing and noticing consciousness and conversation patterns matter? Maybe you are more strategic than you think. Perhaps you are ready to start framing practice, or you might be one of the boards where 67% of the time, board members are bored. You might learn that the board jumps between oversight, inquiry, and complacency, and the CEO is asking you to be strategic.Get a baseline. Decide what consciousness level is needed in your boardroom. Put up the bumper guards so you stay in that lane. Have fun with learning and practicing this technique! 19SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Deedee Myers Deedee Myers is founder and CEO of DDJ Myers, Ltd. and co-founder of the Advancing Leadership Institute. For the past 20 years, she has been passionate about establishing and developing … Web: www.ddjmyers.com Detailslast_img read more

Cortland man charged with 2 felonies after stabbing

first_imgCORTLAND, N.Y. (WBNG) — A Cortland man has been charged with two felonies after reports of a stabbing Monday morning. Officials say Widger and the victim are acquainted with one another. Police took Widger into custody, and the victim was treated for a five to seven inch-long, non-life-threatening cut on his arm. They say witnesses reported that Widger sliced a 26-year-old man’s arm with a knife as the 26-year-old rode past him on a bike. The Cortland City Police Department charged 24-year-old Edward Widger with two felonies. One for assault in the second degree and another for criminal possession of a weapon in the third degree. Police say they were called to the area of the Cortland County Office Building at 60 Central Avenue at around 10 a.m. for a report of a stabbing. Widger is being held at the Cortland City Police department and is awaiting arraignment.last_img read more

Jones Lang LaSalle chiefs see bonuses cut by half

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Richards patrols a new beat

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

Australian economy to contract 10%, biggest drop since 1931

first_imgAustralia’s economy is poised for its deepest recession in 90 years as restrictions designed to mitigate the spread of coronavirus push firms and households to the brink, according to Bloomberg Economics.Gross domestic product will decline by about 10 percent in the first three quarters of 2020 before a gradual recovery in the final three months, James McIntyre, Australia economist at Bloomberg Economics, wrote in a research report Monday. He doesn’t expect Australia to return to its pre-coronavirus level of activity for three years.“The grim economic reality is that not all businesses and jobs will be able to be saved despite the best efforts of fiscal policy makers,” McIntyre wrote. “Fiscal measures are still essential, and worth it – it is less expensive to assist firms and households through to an eventual recovery than to rebuild the economy after the fact.” Prime Minister Scott Morrison pledged Monday to spend A$130 billion ($80 billion) over six months to try to safeguard jobs, in a third tranche of fiscal stimulus. The Reserve Bank of Australia has cut its cash rate to near-zero and is buying government bonds to lower yields and reduce interest rates across the economy.McIntyre argues that stimulus measures, no matter how big, won’t prevent upheaval in the economy, but they’re key to helping firms through the crisis and rebuilding afterward. Tens of thousands of Australian workers have already been sent home as retailers and airlines all-but close and queues outside job centers lengthen.The government has so far passed more than A$80 billion worth of fiscal support and Morrison’s announcement today brings total fiscal and monetary stimulus to A$320 billion, or 16.4 percent of GDP.“The labor market dislocation will be substantial, and is likely to linger for an extended period, even though economic growth may ‘bounce back,’ McIntyre wrote. “Economies will have to ‘run hot,’ or above potential for an extended period to not only re-engage unemployed workers, but to absorb underlying growth in labor supply.”For the full year of 2020, McIntyre expects the economy will contract by 6 percent. He sees labor market slack lingering, which will depress wage growth and inflation.“Monetary policy is expected to remain on hold, with ongoing quantitative easing to contain yields amid rising issuance as fiscal packages and automatic stabilizers kick in,” he wrote.Topics :last_img read more

Morris replaces injured Gulley with strong performance

first_img Facebook Twitter Google+ Published on November 9, 2013 at 9:51 pm Contact David: [email protected] | @DBWilson2 COLLEGE PARK, Md. — Morris was standing beside the Capitol One Field at Byrd Stadium bleachers after the game when Syracuse’s resident living legend took a chance to speak with the young running back.Floyd Little, the NFL Hall of Famer and special assistant to the athletics director, stepped out of Hunt’s postgame press conference and into the chilly College Park night where Morris was preparing for an interview.“That’s just what we talked about,” he stopped and said to Morris as he walked by.Morris ran the ball seven times for 50 yards and at one point logged three straight carries for 42. With Gulley knocked out of the game after just one carry with an ankle sprain, Morris became the Orange’s No. 2 option in the running game during the 20-3 win.Morris said that Gulley wasn’t banged up at all during the week, so he wasn’t expecting to be SU’s second running-back option until Gulley was knocked out of the game.AdvertisementThis is placeholder text“I got a feeling,” Morris said. “I just got a hunch that when my number was called that I just had to go out there and had to do what I had to do and do it to the best of my abilities.”On a third-and-2 early in the second quarter, Syracuse finally went to someone aside from Smith. Morris took a carry 7 yards to the right side to pick up a first down. On the very next play, he broke free for a 23-yard gain before adding another 12 on his next carry.A play later, the Orange went back to Smith, who fumbled.Morris got the ball four other times throughout the day, but the most significant chunk of his yardage came in that three-play stretch.“I thought George Morris looked pretty doggone good out there a few times, didn’t he?” Shafer said. “There’ll be a day when he just breaks a couple and everybody says, ‘Ooh, where’d that kid come from?’ He’s been sitting behind two pretty good ones.” Commentslast_img read more

Q&A Two USC students intern at the White House

first_imgUSC senior Omeed Anvar and 2013 alumnus Simon Huang are part of a select group of approximately 140 students from across the country who are participating in the spring 2014 White House Internship Program, which began in January and is ending this May.Anvar, a business administration and political science major who has worked on political campaigns for Los Angeles Mayor Eric Garcetti and President Barack Obama, is working within the White House Office of Communications. Huang, a May 2013 graduate who majored in international relations, works for the Domestic Policy Council. The Daily Trojan interviewed the two interns about their time in the nation’s capitol and what the future holds.DT: How did you first learn of the White House Internship Program?Anvar: It’s hard to pinpoint how exactly I learned about the White House Internship Program because interns are so ubiquitous in politics that I always assumed there was a White House Internship Program. This has been a goal of mine since I first started volunteering for the president’s campaign in late 2007.Huang: I don’t know if there was a time when I wasn’t at least aware of the White House Internship Program as an opportunity. I think that many, if not most, students interested in public service or politics have at least heard of the internship as a once-in-a-lifetime learning experience.DT: What duties do you typically perform?Anvar: I work in the research division of the communications department, where I assist in conducting research and                           fact-checking. I also work on other press office projects.Huang: I have a variety of responsibilities, many of which tend to appear unexpectedly. There isn’t really an “average” day in the Domestic Policy Council, and my schedule is contingent on the schedules of my supervisors, which are always in flux. On average, my work consists of a balance of research, event management, scheduling and writing.DT: As an intern for the Office of Communications, what specific projects or initiatives have you worked on?Anvar: The great thing about working in the Office of Communications is that it has allowed me to be involved in some way in all of the major initiatives that have been going on during my time here. The president has been very active since the State of the Union address, which has made my time here even more enjoyable.DT: As an intern for the Domestic Policy Council, what policies have you worked on?Huang: I work in a subsection of the DPC called the Office of Social Innovation and Civic Participation. Our office advances government policies centered around expanding national service and supporting social sector organizations such as nonprofits, foundations and social enterprises. We work with organizations from across sectors to support a diverse group of projects — from reducing prison recidivism to encouraging volunteerism.DT: What is your most memorable experience as a White House intern thus far?Anvar: The most memorable experience is the first time the President delivered remarks that I helped fact-check. Seeing this entire process come together was an experience I will never forget.Huang: Although an intern gets to witness a lot of unique events at the White House — we have an excellent speaker series, for example — I think the things I remember the most will be all the errors I’ve made so far while working here. I’ve done quite a few internships, but my mistakes have never felt quite so consequential. I feel that every time I’m corrected, I get slightly more competent. It certainly helps that my supervisors are an insanely talented bunch — and incredibly patient, I might add.DT: Was there a specific class or professor at USC that motivated you to get involved in the political field?Anvar: Definitely! First of all, there is no way I would be here today without Dan Schnur, who teaches POSC 439 [Critical Issues in Politics]. Getting involved in politics can be intimidating since a lot opportunities depend on networking and being at the right place at the right time. Knowing that Dan believed in me and that I always had his support gave me the confidence to pursue a lot of the opportunities that led me to where I am today.Huang: Professor Lamy’s case study course was probably the most influential in driving [me] toward public service. I’ve always been interested in policy issues rather than the politics behind them, but Lamy’s course instructed me in the hands-on process of dissolving complicated policy and the positive impact that an individual can have if they develop that skill properly.DT: How did your USC experience prepare you for the internship?Anvar: My USC experience was filled with a variety of different experiences which helped me develop a wide set of professional and personal skills that have been very useful during this internship. The combination of academic and leadership experiences I had definitely helped me prepare for a fast-paced work environment.Huang: USC gave me several opportunities to pursue policy-related coursework and internships, both abroad and in Los Angeles, which helped develop a skill set suited for this highly challenging internship. The Thematic Option program, in particular, was extremely helpful in sharpening my writing skills, which have proven to be indispensable in the policy world.DT: What is your biggest takeaway from the experience?Anvar: This internship has definitely reinforced my commitment to public service in both my professional and private life. It has also given me great insight into and appreciation for all the amazing work that is done by the hardworking staff here at the White House. At the end of the day I cannot believe how much work has been done, yet how much is left to do.Huang: Humility. I am profoundly fortunate to be here and I know that there are thousands who are just as, if not more, qualified than I am. I’ve learned that public service is about using the opportunities available to do something positive for your community or country. It is extremely humbling to work in such a challenging environment and to see the yawning gap in experience and talent between you and many of the people you work with.DT: What’s next for you?Anvar: Right now I am just focused on making the most of this incredible experience and have not spent much time thinking about the future. I am graduating in May, so I plan on returning to Los Angeles for at least a short time after my internship ends. At that point, I will probably talk to some of my mentors and my family and come to a decision about what is next for me.Huang: I’d like to continue working in public service, preferably abroad in the field of foreign relations. I do enjoy living in Washington, and there are few better places for someone interested in policy.last_img read more

Euro 2016 officially opens later

first_imgHost nation France will take on Romania in the opening game of the tournament.The Group A clash at the Stade de France will kick-off at 8pm. Meanwhile, the Ireland team have been handed the day off.Manager Martin O’Neill has decided to cancel today’s scheduled training session in order to give his squad some extra recovery time ahead of Monday’s Group D showdown with Sweden.Jonathan Walters remains the main fitness concern for the Irish management.last_img